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Chartered in excellent banking

Citiedge Chartered Microfinance Bank Limited is a private limited liability company and licensed by Central bank of Nigeria. We are aimed at rural and urban business growth and empowerment to drive successfully towards improving on the general life of low income earners and create high level of employment opportunities. We also offer highest level of Banking platform to drive weak businesses to access credit loans at ease without longer due process at lower than 4.5% interest rate on a a shorter and longer tenure and without collateral except on high cash loan volumes. We also offer housing loan scheme to customers on a long repayment tenure and lower interest rates. We also offer general business funding like import financing, export funding, trade and investment funding, bureau de change, international commercial Banking, forex services, and many more. We offer SME and MSME funding , Agric business loan services etc. We also empower women, widows, youths and we revive dead businesses to be alive with good financial management advise to help the growth of such businesses. We also offer funding to education sector from nursery school,primary, secondary, tertiary institutions etc.

Our services includes, but not limited to:

We offer a wide range of financial services to our ciustomers

About us

Microfinance Banking

Microfinancing banking services - personal and corporate

Small Medium Enterprise (SME) Credit loans services

Loan services to help small and medium scale enterprises grow their capital and business

Import & Export Financing

Helping importers and exporters to finance their business operations without hitches

Bureau De Change

Currency trading - dollars, euros, pounds sterlings etc


Happy Clients




Hours Of Support


Hard Workers

We also partner with foreign top prime banks as advise bank in overseas to ease foreign Banking operations for our customers to drive successfully in import,export, general trading, bureau de change etc.

We strongly motivate and support MADE IN NIGERIA products for added value in achieving local content by providing funding at low interest rate and longer loan tenure. We also partner with Central bank , Bank of Agriculture, Bank of Industry, etc to achieve SME, MSME Credit loans in Agric business, trade and investment, manufacturing, constructions, export, import and general business ideas actualization.

We also partner with Federal mortgage bank for easy housing loans to citizens on a good repayment plan and convenient terms. We also partner with Commercial banks and foreign banks as correspondent to achieve success and achieve credible testimonies of sustainable growth in businesses.

Our products are:

Classic Savings account, Exclusive current account, Fixed deposit account at very attractive rates, POS,

domiciliary accounts in foreign currencies, POS machine, Mobile Banking, internet Banking, ATM machine point, Treasury Bills, Bonds, Bank Payment Instruments, Bank Payment Guarantees, Advance Payment Guarantees for contracts and other business needs, SBLC, LC, Bank drafts etc

Our Vision

Our Vision is Sustainable Growth in Nigeria Trade & Investment by providing funding at low interest rates to drive the economy and create high employment opportunities to yield poverty reduction with our best practices in our highest level of financial management skills.

Our Core Values

customers best interest as first priority, Financial security to our customers, Transparency in our business relationship with our customers. Prompt service delivery and 100% customers satisfaction. Easy Access to loans to our customers to the sustainable growth of their business.

More Services

Agric Business Loan Services

Offer of loans to agricultural businesses and entrepreneurs

Treasury Bill Services

Offer of treasury bills

Trade & Forex Banking services

Forex trading and banking services

International Banking Payment instruments

Offer of international banking payment instrument, money transfers, etc.

Foreign bank payment guarantees

Offer of foreign bank payment guarantees

General Financial Services

And lots of other general financial services